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Monthly Archives: July 2020

How to Support Your Local Foodbank
As the Eat Out to Help Out scheme happens across the country next week, spare a thought for local foodbanks across Northamptonshire.
People have experienced varying levels of hardship and distress, both emotionally and financially, since the Covid-19 outbreak began.
Someone summed it up wonderfully when they said: “We are all in the same storm, but some of us are in different boats.”
Every aspect of our lives has been touched in some way by the lockdown and foodbanks are reporting a … Continue Reading…

Why opportunity is knocking for buyers and sellers
We discover why the opportunity clocks are ticking for people wanting to make the most of the Stamp Duty holiday.
“Life is a Game” is a quote attributed to Mother Teresa, but it could be easily applied to property.
And as with all games, there are winners and losers when it comes to selling a home.
Timing always plays a part in how successful you are, as does having a talented estate agency working on your behalf to get you a winning result.
The … Continue Reading…

Help local businesses by dining out
Today we look at how the Eat Out to Help Out scheme can give struggling restaurants and cafes in and across Northamptonshire a much needed boost.
We’ve been asked to do many things in recent months: stay home, home school, wear masks, keep apart and wash our hands, to name but a few.
And now we’re being called to action again. But this time to dine out to help the hospitality industry get back on its feet after being hit for six by … Continue Reading…

Great news for first-time buyers as popular mortgages return
Today sees the return of 90% loan to value mortgages (LTV) and the flurry of activity in the housing market.
The property market has received a shot in the arm with some lenders including Nationwide reintroducing 90% LTV mortgages for first-time buyers.
As Nationwide is Britain’s second-biggest lender, the decision is another piece of good news for the sector which has roared back into action in recent weeks.
Metro Bank, Coventry for Intermediaries and Platform, the intermediary arm of the Co-operative Bank, have … Continue Reading…

Three reasons to support local sports clubs and arts groups
We look at why our sports clubs and arts groups in Northamptonshire are so crucial to our communities.
It was a sad and sorry sight when clubhouses, theatres and church halls were mothballed during the lockdown. Places that once buzzed with activity sat empty; the groups who once occupied them hit for six by social distancing rules.
But we’re glad to see many sports clubs are up and running again – albeit with fewer volunteers and a long list of new health … Continue Reading…

An architect’s guide to getting the most out of a property
Architect Nigel Bidwell shares his tips on what to look for when buying a property AND ways to add value to your current home.
Since the easing of lockdown restrictions, the property market has roared back into action.
This has been turbo-charged in England and Northern Ireland by the stamp duty holiday announced last week on the first £500,000 of property sales. (Take out in Wales and Scotland).
If you’re thinking of purchasing a property or simply looking to add value before you … Continue Reading…

Five tips to help community groups
We explore how you can help the little community groups that make such a big difference in Wellingborough, Irthlingborough & Rushden.
Throughout this pandemic, many kind-hearted volunteers have rolled up their sleeves without fuss or faff. They have cooked, sewn, fundraised, collected, and delivered to support those in need.
They are members of small neighbourhood groups and charities which make an enormous contribution to life in Northamptonshire – and it’s time that contribution was properly recognised. And no, we’re not talking about a … Continue Reading…

Breaking News – We’re All Going on a Stamp Duty Holiday
The Chancellor Rishi Sunak has announced sweeping changes this afternoon around Stamp Duty which is excellent news for anyone thinking of buying a home in Wellingborough, Irthlingborough or Rushden.
Stamp Duty is a tax applied when you buy a property and the announcement that there will be a payment holiday starting immediately means homebuyers will save thousands of pounds.
What’s Changing?
The Government has raised the stamp duty threshold to £500,000 for all buyers until March 31st, 2021.
That means property purchases below £500,000 will … Continue Reading…

First Time Buying Advice – Without the jargon
There’s a first time for everything and today, we share advice on making your property buying debut a successful one.
Do you remember when you rode a bike without support for the first time?
Or when you learned to swim?
And who can forget the moment when the driving examiner turns and says ‘congratulations, you’ve passed.’
You also never forget your first love or the first home you buy.
That’s why at Richard James we do all we can to make it an experience you remember … Continue Reading…

Three ways to show the small business owners of Wellingborough, Irthlingborough and Rushden some love
We share some ideas on how you can help your local shops and businesses through these difficult times.
One of the most remarkable things about the Covid-19 crisis is the way communities in Northamptonshire have pulled together. People have stepped up and supported their neighbours, the vulnerable and the NHS.
As we enter a new phase of this pandemic – let’s dare to call it post-lockdown (touch wood) – we mustn’t lose that sense of community spirit. Yes, we may be weary, we may … Continue Reading…