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Author Archives: Richard Fowler

So You’ve Had an Offer Accepted, What Now?
Congratulations – you’ve had an offer on your future new home accepted. But don’t rush out to buy curtains just yet. Here’s some important information about what happens next.
First, the sale agreement is drawn up
The seller’s estate agent will probably draw up a sale agreement – sometimes known as a memorandum of sale – and give a copy to all parties.
This agreement will confirm the address of the property being bought, the price agreed, the names and addresses of both … Continue Reading…

Three Tips to Help Neurodiverse Home Buyers and Sellers
According to Zoopla, almost two-thirds of neurodiverse people give up on buying a home.* Here are three tips to make the process easier and less stressful.
Decide what you want and don’t give up
If you’re selling, take all the time you need; don’t be rushed. Ask estate agents for valuations. Then decide the minimum price you can or will accept and stick to it.
If you’re buying, make a list of ‘must haves’ and a separate list of ‘nice to haves’. … Continue Reading…

Market Review – January 2025
The first month of the year has started positively with more buyers registering to buy and more new housing stock coming to the market. According to Rightmove, 27% more properties are available on the market today compared to a year ago. Furthermore, 11% more sales have been agreed in the period between Boxing Day and mid-January compared to last year; this could be due to a mini surge in activity directly after the pre-Christmas downturn.
Stamp duty concessions ending on 31st … Continue Reading…

Cryptocurrency: Can You Use It When Buying or Selling?
Cryptocurrencies are said to be the currencies of the future. Here we’ll ask can you (and should you) buy or sell property using crypto?
What is a cryptocurrency?
Cryptocurrencies have been around for years. However, with President Trump pledging to make the US the ‘crypto capital of the planet’, we could hear a lot more about it in 2025.
A cryptocurrency is a virtual, digital currency. It doesn’t exist in the form of notes or coins. It isn’t controlled by any one organisation, … Continue Reading…

Is It Wiser to Move or Improve Your Home?
With rising labour and materials costs, is it now more cost-effective to move rather than renovate?
There’s one question that millions of homeowners have asked themselves over the years: should I move or improve?
While both options have pros and cons, the broad consensus has generally been that it’s cheaper to renovate than sell up and buy somewhere else.
At least, that’s what people used to say. However, in recent months, many in the property industry have questioned whether this is still true.
Times … Continue Reading…

Latest News on the Renters’ Rights Bill
The Renters’ Rights Bill has just passed its latest stage in the House of Commons. Here, we’ll look at what happened and at what it could mean for landlords, tenants and anyone considering selling their rental property investments.
Renters’ Rights – what’s happened so far
The Labour Government unveiled the Renters’ Rights Bill in September 2024.
Key proposals for this new legislation for England include making all tenancies periodic tenancies and the abolition of Section 21 ‘no fault’ evictions. Also planned are new … Continue Reading…

Three Ways Trump Could Influence the Local Property Market
Next Monday (January 20th), Donald Trump will be inaugurated as President of the United States of America for the second time.
And whether you love or loathe him, there’s no escaping from the fact that he’s one of the world’s most powerful men (again).
Below are three ways President Trump’s policies might affect the housing sector on this side of the Atlantic.
Mortgage rates and borrowing costs
Trump’s economic policies could affect global financial markets, indirectly influencing UK mortgage rates. If market stability is … Continue Reading…

What Type of Upsizer Are You? Find Out Here
Are you thinking of upsizing in 2025? Knowing what type of upsizer you are is the first step to finding the perfect new home.
Upsizing for more room
This is THE number one upsizing reason bar none. You’re considering upsizing because you want, need – or are absolutely desperate for – more inside space.
There are many reasons for needing more room. Any or all of them can be very good reasons for upsizing.
Maybe you have growing children or are planning more. Perhaps … Continue Reading…

There are Four Types of Downsizers: Which One Are You?
Downsizers are a key part of the housing sector, but their motivations for moving are changing. Read on to find out why.
Downsizers play an important role in the property market. They free up hundreds of thousands of empty bedrooms each year and account for a third of all property sales.*
But they’re often stereotyped as empty nesters looking to offload a large property to reduce maintenance duties.
While this description holds true in some cases, the category is much more varied than … Continue Reading…

Why 2025 Can Prove Positive for Property Owners
Homeowners and property hunters should feel optimistic about the housing market in the year ahead. Here’s why.
The newspapers are full of predictions of a national property crash.
The broadcast media are pumping out doom and gloom about the housing market’s prospects.
And ‘experts’ on social media and the local ‘pub professors’ are forecasting the end of the world (sometimes literally) but with little to no evidence.
But wait, the opening three paragraphs sum up what people were writing and saying about the property … Continue Reading…