Author Archives: Richard Fowler


What is Material Information in Home Selling – and Why It Really Matters

When you’re selling your property, material information is one of the many things you need to know about. Here’s an explanation of what material information is and how important new rules will affect you.

What is material information in a property sale?

Material information is basic information about a house or flat that prospective buyers need to know.

Material information includes, among other things: the price, number and type of rooms, utility information, Council Tax band, any flood risks, details of parking and … Continue Reading…


May 2025 Market Update

As we move into the summer period it was expected the housing market would be in a better place and showing stronger signs of recovery following the difficult summer of 2023 when the Bank of England base rate was 5.25% and mortgage rates higher.

The cost of borrowing is today certainly more affordable with the base rate now at 4.25% and some fixed rate mortgage deals available under 4% but it appears the market is still struggling with confidence.

The lack … Continue Reading…


How Summer Sellers Could Boost Their Sale Price by 20%

Don’t underestimate how much a beautifully presented garden can sway buyers and help you clinch a great price for your home.

When it comes to preparing a home for listing, there’s a lot to do.

But in your effort to get the interior of your home ‘just right’, don’t forget about another key asset – your garden.

If you’re lucky enough to have outdoor space in the form of a garden, patio or courtyard, treat it like any other room in your home.

Spend … Continue Reading…


Amid Tariff Turmoil, Investing in Property Remains a Wise Choice

It’s been a bumpy ride on the stock market this year. In contrast, property has proved to be a stable, resilient investment option.

Two issues have dominated the economic news this year: Trump’s tariffs and stock market volatility.

But amid all the chaos, one story has gone somewhat under the radar: the solid performance of the property market.

As we near the mid-point of 2025 (yes, it’s hard to believe we’re nearly there already), let’s review the year so far and analyse what … Continue Reading…


Spray Foam Insulation: New Guide for Concerned Homeowners

Homeowners worried about spray foam insulation in their property will find lots of helpful advice in a new consumer guide.

The Property Care Association (PCA) has published a guide for homeowners detailing the practical steps they can take if spray foam is present in their property.

As many as 250,000 properties in the UK have spray foam insulation.

It’s a type of insulation sprayed in liquid form onto the underside of a property’s roof, which then expands and sets.

Spray foam is marketed as … Continue Reading…


Good News for Borrowers: Bank of England Cuts Interest Rate

Today, the Bank of England (BoE) cut the base interest rate to 4.25%, delivering a boost for borrowers. The quarter-point rate cut is the second of 2025, with more expected to follow later this year.

Looking forward

Financial forecasters predict interest rates will continue to fall due to several deflationary factors.

The first is the falling price of oil (it’s currently at a four-year low).

Then there’s Trump’s tariff war. This could see China re-route goods to other consumer markets, such as the UK, … Continue Reading…


Brand Spanking New or Old and Charming – Which Property Type Suits You?

Should you buy a new build home? Or would an older property suit you better? Here are a few things to bear in mind to help you decide.

What’s good about buying a new build?

Often, with a new home, you can specify exactly how you want it. You can choose the kitchen, bathroom, décor and carpets.

Everything is brand, spanking new. You shouldn’t have any maintenance or repair worries (or bills) for years.

Contemporary homes are designed to suit modern living. New build … Continue Reading…


Should You Renovate Before Listing Your Home?

If you’re considering selling your home, you may be wondering whether you should fix it up before it goes on the market. Here are the pros and cons to think about.

The pros

You could improve your home’s kerb appeal.

Your home will look good in the marketing photographs. Many buyers flick through online listings quickly, so it’s essential to catch their eye.

You may get more and better offers. (Perhaps because more people are persuaded to view your property.)

It could add value to … Continue Reading…


What Does the Rise in Office Working Mean for the Housing Market?

Many firms are pushing to get workers back to the office full-time. What will this mean for the property market?

Five years ago, a major shift in the property market was getting started.

Many people, forced to work from home (WFH) due to the pandemic, decided they wanted more living and garden space.

As a result, demand for larger, detached properties, often outside major cities, surged.

At the time, many thought this “race for space” was a permanent reshaping of the housing market.

But now, … Continue Reading…


Should I Market My Current Home Before Hunting for a New One?

A question we’re often asked is: Do I need to have sold my house before I offer on another? The answer is no, but there can be good reasons to do so. Let’s explain.

As you might know, selling a home can take time. (No matter how great your estate agent is.) But most people want to move as quickly as possible.

So, if a seller has several offers on the table, they’ll often look more favourably on a buyer who is … Continue Reading…