Author Archives: Harriet Kirby


Landlords: How the Budget Hits Your Returns

The recent Autumn Budget 2025 brought several important changes for landlords. Nothing seismic, but enough that many in the private rented sector will need to rethink cash flow, yields and long-term plans. Here’s what changed, what didn’t, and what landlords should be doing now.

What Changed: Key Budget Measures for Landlords

Property-income tax rates will rise by 2% from April 2027. From 6 April 2027, tax on rental income increases across all bands, with new rates of 22% (basic), 42% (higher) and … Continue Reading…


FAO: Landlords and Tenants – Six Tips to Stay Safe Online

It’s Cyber Monday (December 1st).

And if you didn’t already know, it is a major online shopping event offering big discounts, launched after Black Friday and focused entirely on digital deals and promotions.

But Cyber Monday isn’t just about snapping up bargains — it’s also a timely reminder that anything involving money, personal data, or digital communication deserves extra care.

Both landlords and tenants are increasingly managing everything online: referencing, deposits, rent payments, maintenance requests, tenancy agreements, inventories, and more.

That convenience is brilliant… … Continue Reading…


Does the Word ‘Landlord’ Need a Rethink?

The word landlord is loaded with history — and not all of it good.

It is believed to have originated in the 14th century and can still conjure images of distant property owners collecting rent with little regard for the people living on their land.

That stereotype might be outdated, but it’s still powerful, shaping how tenants, the media, and even policymakers view landlords today.

In truth, many modern landlords are worlds apart from that historic image.

They’re small-scale investors providing much-needed homes, often … Continue Reading…


How Landlords Can Win in Tough Times

The cost-of-living crisis isn’t just affecting tenants – landlords are feeling it too.

Rising mortgage rates, higher insurance premiums, and repair costs that seem to climb every week mean every penny counts.

But responsible landlords know there are smart ways to protect their investment and support their tenants through challenging times.

Here are four ways to help yourself, and four ways to help the people who call your property home.

Four ways to help yourself

1. Review your mortgage.

If your deal is ending soon, speak … Continue Reading…


What Landlords and Tenants Often Fall Out Over

When people think of tenancy disputes, the usual suspects spring to mind — unpaid rent, property damage, or notice periods.

But often, it’s the small, unexpected things that cause the biggest headaches for landlords and tenants alike.

As we head into the colder months — when tenancies are renewed, inspections take place, and more people are spending time indoors — now’s the perfect time to make sure you’re aware of some of the lesser-known issues that can lead to tension.

Here are five … Continue Reading…


Noise Complaints: Some Tips for Landlords

A new study* reveals that 54% of people in cities say their environment has become louder over the last five years, while 45% report that noise disrupts their lives on a weekly basis. With that in mind, let’s look at what landlords need to know about noise and noise complaints.

What Landlords Need to Know About Noise

Some types of noise are considered part of everyday life, and little can be done about them.

Noise that is just part of everyday life includes … Continue Reading…


Protecting Your Property and Tenants: Damp and Mould Awareness Week

Did you know that damp and mould impact seven million households in the UK?*

As it’s Damp and Mould Awareness Week, let’s take a closer look at what the issue means for landlords.

Damp and mould aren’t just unsightly; they can also be hazardous.

Left untreated, they can cause significant structural damage to a property and lead to health problems for tenants, such as respiratory issues and allergies.

For landlords, that means potential repair bills, complaints and, in the worst cases, legal challenges.

What the … Continue Reading…


Advice for Landlords on Tenants and Lodgers

The number of households taking lodgers has risen by 89% in just three years.* Here are some points landlords should consider if their tenant has a lodger or asks for permission to have one.

A lodger is someone who lives with a homeowner or tenant in their main home as a paying guest. They share amenities in the home, such as a kitchen and bathroom, and may have meals and laundry provided. The important thing is that they’re not part of … Continue Reading…


How to Choose the Right Tenant When Your Property is in High Demand

If you have a house or flat to let (or relet), then chances are you’ll have many applicants to choose from. Here are some thoughts on managing the process and selecting the very best tenant.

Have a great ‘to let’ advert

Have a detailed and accurate description of your rental, along with good photographs.

This helps by ensuring that only those tenants for whom the property is suitable apply.

Tip: Consider stating a minimum monthly income. Two-and-a-half times the monthly rent is one rule … Continue Reading…


Boiler Breakdowns, Servicing and Replacement: A Quick Guide for Landlords

According to one survey, boiler breakdowns surge by 50% in October.* Here are some tips for avoiding headaches and hassles if your rental has a gas boiler.

Is your boiler due for a service?

As a landlord you’ll know that gas appliances, including boilers, need an annual gas safety check by law.

Gas safety checks don’t necessarily include a service, however. A boiler that is serviced annually is more likely to stay reliable and safe.

Check to see if your boiler is due for … Continue Reading…